UHS America | Mortgage Post-Closing Audits
UHS residential mortgage quality control service includes a full and complete Post-Closing Audit of each loan file. Our highly experienced auditors conduct a comprehensive audit checklist that complies with quality control guidelines as set forth by FNMA, FHLMC, FHA & VA. In addition to this, UHS will enhance the checklist form to include any special documentation that is unique to your business.
UHS audits include a re-verification of credit documents; ordering of credit reports and a field or desk appraisal review; thorough review of the underwriting decision and supporting documentation; and, a complete audit of all closing documents including a re-calculation of the Final Truth-in-Lending Statement.
The final UHS Report Package includes reports and an Executive Summary, which will provide you with all the information you need to properly evaluate your loan origination process. Our objective is to Email the report of our findings to you within 60 days from the date we receive your loan files.
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